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Boat vs. Ship vs Yacht: What’s the Difference?

Language is a tricky thing, and picking out the differences between similar terms can be confusing. This is especially true when some of the definitions overlap. This is the case with the case of boat vs. ship vs. yacht . What’s the difference? We know in our gut that there are differences between these three seafaring vessels, but unless you’re a harbor master do you really know what counts as what?

Let’s get into some definitions, and we’re going to start with the easiest to explain: What is a yacht? What is a ship? And what is a boat?

Yacht vs. Ship vs. Boat

What is a yacht.

A yacht, I think everyone would agree, is fancier than a ship or a boat. “Yacht” infers some amount of luxury , and definitely recreation. There’s also something to be said about size. A yacht tends to be anywhere between 35 feet up to 160 feet. And some yachts, known as superyachts, go even beyond that. (Jeff Bezos just built a 417 foot yacht, but that’s really breaking yacht records.)

Because of the size, yachts tend to operate in larger bodies of water–generally the ocean. Yachts are able to handle rougher ocean waves, and they are also equipped with more advanced navigation and guidance instruments than smaller boats. Likewise, a yacht tends to have a full crew to help with the navigation, engineering, repairs, as well as having stewards that serve the yacht’s guests. This can be anywhere from a crew of four or five up to a crew of a few dozen on large yachts. 

One interesting thing to note is that outside of the United States, a yacht refers to a sailboat , and a motorized yacht is called a “motor yacht”. 

So, is a yacht a boat? Yes, technically a yacht is a boat. But a yacht is a very specific kind of boat.

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What is a Ship?

The term ship is most commonly associated with a very large boat, and something that is not as fancy as a yacht (one exception is that cruise ships can still be very fancy, but are referred to as ships because of their size and power.)

Ships are generally so large that they would never be found in a lake, with some exceptions for the Great Lakes, and are made for navigating the high seas of the open ocean. An ship can refer to a cruise ship, a naval ship, a tanker, a container ship, and many other commercial vessels.

Ships tend to have advanced navigation and technology, but much more advanced than that of a yacht due to the size, the speed, and the routes that a ship will take. They are meant to be traversing the open ocean for very long periods of time, from one continent to the next, while a yacht may only rarely set across the ocean and most often stays somewhat near land. 

A ship will also have a much larger crew than a yacht or a boat. Ships are typically so large that they need not only one trained navigator but a set of navigators, plus an entire engineering team, and includes many more positions. 

Finally, a ship is meant to carry things. This may be passengers, yes (in reference to cruise ships and some navy ships) but most ships are for carrying cargo–or even carrying equipment to do work on other ships including repair work or refueling. 

What is a Boat?

Well, a boat is harder to define, because a yacht is technically a boat, and a ship is technically a boat. But when people refer to boats, they are almost always referring to something smaller than either a yacht or a ship. Boats may be motorized, like a speed boat, or they may sail, or they may be man-powered, like a rowboat or a kayak. Really, anything up to and including a liferaft, can be called a boat.

(As a side note that will just muddy the waters even further, submarine captains are adamant that their subs are boats. They are not ships.)

So, Boat vs. Ship Vs. Yacht?

Ultimately it comes down to this: all three of them are boats, but yachts are fancier, larger, and used for recreation, and ships are even larger, used commercially or by the navy, and are meant to cross oceans. The dividing line is sometimes thin, but generally speaking, when it comes to boats vs. ships.vs. yachts you can go by the adage “ I know it when I see it .”

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What Does Yacht Mean? (The Definition and History Explained)

Ah, the luxurious lifestyle of the yacht.

Whether youve seen one in the harbor or on a distant horizon, the image of a yacht has a certain allure and mystique.

But what exactly is a yacht? From the definition to the different types, the history, and the lifestyle, there is so much to explore.

In this article, we will uncover the mysteries of the yacht, and explore the different types, the races, and the luxury amenities that come with them.

Get ready to set sail!.

Table of Contents

Short Answer

Yacht is a term used to describe a recreational boat or vessel that is used for pleasure trips and sailing.

It typically refers to a larger, more luxurious boat than a regular fishing or leisure boat.

Generally, yachts are meant for longer trips, usually with more than one person on board.

Yachts can range in size depending on the type of boat and its intended use, but all will typically include luxury features and amenities for a comfortable and enjoyable experience.

The Definition of Yacht

Yacht is a term often used to describe a variety of large and luxurious recreational boats, typically used for personal pleasure or sport.

Yachts can be defined as any boat or vessel that is used for leisure and recreational activities.

While the term yacht may be used to describe any kind of boat, it is most commonly used to refer to large, expensive boats designed for recreation, luxury, and leisure.

These vessels are typically larger than other recreational boats, and can range from modest day-sailers to luxury mega-yachts with all the amenities of a home.

Yachts are usually crewed by professional or paid crew and can be used for activities such as fishing, cruising, racing, and even as a floating holiday home.

Yachts may be owned either by individuals or by companies, and typically contain a variety of amenities such as staterooms, sleeping areas, dining areas, and entertainment areas.

Yachts are often used in the charter industry, where they are rented for short-term use, and can be found in harbor cities and coastal towns around the world.

Yachting is a popular recreational activity that has been around for centuries, and can be traced back to ancient Greece.

Yachting has long been associated with wealth and luxury, with the earliest yachts being owned by wealthy aristocrats.

In modern times, yachting has become more accessible to people of all backgrounds, with a variety of yachting activities and vessels available to meet a variety of budgets and preferences.

The term yacht is derived from the Dutch word jacht, which translates to hunt.

The term was originally used to refer to small, fast vessels used by the Dutch navy to chase and capture pirates.

Over time, the term has come to refer to large, luxurious recreational vessels that are often used for pleasure and leisure.

Yachts have become a symbol of wealth and luxury, and are often associated with the lifestyles of the rich and famous.

Types of Yachts

When it comes to yachts, there are several different types available.

The most common type is the sailing yacht, which is propelled through the water by sails and is typically smaller than other types of yachts.

Motor yachts, on the other hand, are powered by an engine and are typically larger than sailing yachts .

Another popular type of yacht is the sport fishing yacht, which combines the luxury of a motor yacht with the convenience of fishing.

These yachts often have advanced navigational equipment, fishing tackle, and other amenities.

Finally, there are luxury yachts, which are the most luxurious of all yachts and typically feature amenities such as jet skis, hot tubs, and full-service bars.

No matter which type of yacht you choose, they all provide a luxurious experience on the water.

Yacht Racing

Yacht racing is one of the most popular activities associated with yachts, and it has a long and storied history.

Yacht racing dates back to the 1800s and has been a popular pastime ever since.

The sport is often divided into two main categories: offshore and inshore racing.

Offshore racing involves navigating the open waters of the ocean, while inshore racing is confined to the waters near shore.

In both types of racing, yachts compete against each other to see who can complete the course in the shortest amount of time.

Yacht racing is typically governed by the rules and regulations of the International Sailing Federation, which sets out a standard for the equipment and safety of the yachts and the sailors onboard.

Yacht racing is a highly competitive sport, and it is a great way to test the skills and strategies of the crew.

There are a variety of different classes of yacht racing, ranging from small dinghies and keelboats to large ocean-going yachts.

The most prestigious class of yacht racing is the America’s Cup, which is the oldest and most prestigious sailing race in the world.

The America’s Cup has been held since 1851 and is now held every four years in a different location.

Yacht racing is an exciting and challenging sport, and it is one of the most popular activities associated with yachts.

Whether it is a day sail or a full-fledged race, yacht racing is a great way to experience the thrill of sailing and the camaraderie of the crew.

Yacht Charters & Cruising

When people think of yachts, they usually think of luxury and leisurely cruising around the ocean.

Yacht charters have become increasingly popular, allowing people to enjoy the freedom of the open seas without having to purchase their own yacht.

Yacht charters offer a variety of packages, depending on the size and amenities of the yacht, the type of cruise being taken, and the number of people being accommodated.

Chartering a yacht is a great way to explore a variety of destinations and enjoy a variety of activities, from fishing and swimming to sightseeing and sunbathing.

Yacht charters typically include a professional crew to manage the vessel, as well as a variety of amenities such as a chef, cabin crew, and a variety of water toys.

Some charter companies even offer special packages for romantic getaways, corporate retreats, or special occasions.

Safety is always a priority when it comes to yacht charters, and all vessels must adhere to strict safety regulations.

All vessels must be inspected and certified by the relevant maritime authority and must be equipped with the necessary safety equipment.

Yacht charters are typically subject to local laws and regulations and must be operated in accordance with all applicable laws and regulations.

Whether youre looking for a private escape or a unique corporate event, yacht charters offer a luxurious and convenient way to explore the open seas.

From discovering new destinations to enjoying the comforts of home away from home, yacht charters provide an unforgettable experience for all.

The History of Yachts

The term yacht has been around since the 1600s, and it has come to represent a broad range of luxurious recreational boats.

The word itself is derived from the Dutch term jacht, which translates to hunt.

In the 1600s, yachts were used for military purposes, such as scouting and patrolling.

Over time, however, the term yacht has come to refer to any large, luxurious recreational boat.

Modern yachts are typically larger than other recreational boats, and range from modest day-sailers to luxury mega-yachts with all the amenities of a home.

Yachts are typically crewed by professional or paid crew and can be used for activities such as fishing, cruising, racing, and even as a floating holiday home.

The evolution of the yacht has been quite remarkable.

In the late 1800s and early 1900s, yachts were primarily used by the wealthy and elite to show off their wealth and status.

Yachts of this era were often quite elaborate and ornate, with richly decorated decks, lavish interior spaces, and even an onboard orchestra.

As technology improved, so did the capabilities of yachts.

In the late 1920s, the modern sailing yacht was invented and became the norm, allowing for a more comfortable and efficient sailing experience.

In the mid-20th century, motor yachts were developed, making navigation and speed much easier.

By the latter part of the 20th century, yacht builders began to focus more on luxury and comfort, with modern yachts featuring amenities such as spas, fitness centers, multiple decks, luxurious cabins, and more.

Today, yachts are still seen as a symbol of wealth and status, and there is a great deal of competition in the luxury yacht market.

There are many different types of yachts to choose from, from modest day-sailers to mega-yachts that can cost millions of dollars.

Yachts of all sizes can be used for a variety of activities, from fishing, cruising, and racing, to simply enjoying the beauty of the open sea.

The Yacht Lifestyle

Yachting is more than just a leisure activity; it is a lifestyle.

From the outside, it might appear to be a glamorous and luxurious pursuit, but there is much more to it than that.

Yachting is a unique way of life that is rich in adventure, exploration, and relaxation.

It is an escape from the hustle and bustle of everyday life, allowing you to explore the world in a more intimate and luxurious way.

Yachting provides an opportunity to experience the world in a way that is both exciting and luxurious.

Whether it be racing around the world or simply enjoying the gentle breeze of a summer day, yachting is a great way to explore the world.

You can explore remote destinations, experience different cultures, and even explore the depths of the sea.

With a yacht, the possibilities are truly endless.

The yacht lifestyle is also a great way to relax and enjoy the finer things in life.

With a yacht, you can enjoy the luxury of a five-star hotel, complete with a dedicated crew to cater to your needs.

On board, you can enjoy fine dining, top-shelf drinks, and all the amenities of a luxurious hotel.

You can also take advantage of the yacht’s amenities, such as a gym, swimming pool, spa, and even a movie theater.

The yacht lifestyle also offers the opportunity to meet new people and build relationships.

With a yacht, you can travel to different ports and meet new people from all over the world.

You can also host events on board, from intimate dinner parties to large gatherings.

At the end of the day, the yacht lifestyle is about living life to the fullest.

It is about exploring the world in luxury and relaxation.

It is about creating memories that will last a lifetime.

Whether you are a racing enthusiast or simply looking for a way to escape from the everyday grind, the yacht lifestyle is an unparalleled experience that is sure to provide a lifetime of memories.

Luxury Amenities of Yachts

When it comes to luxury and comfort, yachts are in a class of their own.

From plush furnishings and spacious cabins to state-of-the-art entertainment systems and private chef-prepared meals, yachts have all the amenities of a home but with the added benefit of being able to take them anywhere in the world.

Whether you’re looking to cruise the Mediterranean, fish the Pacific, or just relax in the Caribbean, yachts are the perfect way to do it in style.

Most yachts come equipped with fully-stocked wet bars, hot tubs, and even private movie theaters, making them the perfect place to entertain family and friends.

There are also plenty of options when it comes to entertainment, from game rooms to fishing equipment, and even water-sports equipment for those looking for a more active vacation.

Yachts also come equipped with the latest navigation and communications systems, so you can stay connected with the world even when you’re out at sea.

With satellite-based communication, you can even stay connected with friends and family back home.

Finally, when it comes to luxury amenities, yachts are the perfect way to pamper yourself.

From private spa treatments to personal chefs and masseuses, yachts provide the perfect opportunity to indulge and relax in style.

Final Thoughts

Yacht is a term that has a long and fascinating history, and today there are a variety of yachts that range from modest day-sailers to luxurious mega-yachts.

Yachts can be used for a variety of activities such as racing and cruising, and also offer a unique lifestyle with various luxury amenities.

If you’re looking to experience the luxury of a yacht, consider chartering one for a special occasion or take a sailing course to learn more about the yacht lifestyle.

No matter what, you’re sure to have a memorable experience.

James Frami

At the age of 15, he and four other friends from his neighborhood constructed their first boat. He has been sailing for almost 30 years and has a wealth of knowledge that he wants to share with others.

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What is a Yacht? History, Types of Yachts, Styles, and Sizes

In this article, we explain the definition, history and origin of the word yacht, and break down some of the more common types of yachts along with various styles and sizes.

Yacht Definition & Origin

The word yacht comes from the Dutch word “jacht”, which means to hunt, and refers to the quick and lightweight sailboats the Dutch navy used to pursue pirates and other enemies in shallow waters. Today, the word takes on a very different meaning. While there is no strict definition of the word today, a yacht is generally considered as a boat used for pleasure, whether you’re cruising open waters, racing or island-hopping for the weekend. Typically, we consider a boat to be a yacht if it has an overnight cabin onboard, is more than 33 feet long, and generally looks nicer than your average vessel.

Pleasure boats have been around for hundreds of years, which is no surprise when you consider our options for transportation around that time. Without planes, cars, bikes or scooters, humans turned to the one form of transportation they knew well for pleasure – the ship.

Sailing Yacht History

Sailing yachts have been a thing since at least the beginning of the 1660s in Europe, when King James of England commissioned a sailing yacht for his son Henry, the Prince of Wales. But it was Charles II, the Kind of Scotland, who brought the term “yacht” into the mainstream after spending time exiled in the Netherlands. Once Charles got home, he began commissioning royal yachts left and right.

Steam Yacht History

Steam Yachts also have quite the history, which started as massive and luxurious sailing yachts with steam auxiliary engines. These yachts were much larger, and carried full crews complete with a cook, captain, engineer, stewards and deck hands. By the late 1700s, screw propellers were installed and the engines became far more efficient. Eventually, compound engines came about and persisted until the internal combustion took over.

Power Yacht History

Powerboats with 4-stroke gas engines were first developed by Nicolaus Otto and Gottlieb Daimler in 1876. Then in the 1900s, diesel engines became the more popular option because of their lower cost and improved reliability.

Yacht Types

Today, yachts fall into one of two general categories – sailing yachts and motor yachts.

Sailing Yachts

A sailing yacht is a leisure craft that relies on its sails for the primary method of movement, made from natural, synthetic or carbon fibers. Sailing yachts are split into two main categories: cruisers and raisers.

Cruising Yachts

A cruising yacht is designed for comfort above anything else. These yachts are ideal for overnight and lengthy journeys, typically equipped with all the comforts of home, including full kitchens (galleys), bathrooms (heads) and beds. They’re also designed to be slightly easier to maintain.

At the smaller end, we have what’s called as a “trailer sailer”. These yachts are generally shorter than 25 feet, and can be pulled by the average car. But anything shorter than 33 feet is considered a small sailing yacht. The next level is 33-45 feet, referred to as near-shore yachts. Offshore yachts are the largest category, including vessels larger than 45 feet.

Racing Yachts

A racing yacht is designed with performance top of mind, rather than comfort. World Sailing, the governing body for the sport of international sailing, recognizes 11 different classes of sailing yachts, but each share some general characteristics.

On a racing yacht, aerodynamics is prioritized. These yachts come in a variety of shapes and weights, but performance is the underlying motivation for all. Similar to aerodynamics but underwater, hydrodynamically efficient hulls allow boats to pull through the water with minimal drag or extra motion. Finally, for peak performance, these sailing yachts typically use full-battened Kevlar or carbon fiber sails.

Motor Yachts

Motor yachts come in all shapes and sizes, built with a variety of different materials. Generally speaking, they range from 30-130 feet in length, but there are superyachts out there exceeding 500 feet (that’s over 150 metres!).

The hull of a motor yachts comes in three basic styles. A yacht with a full-displacement hull moves the water up and away, creating waves. These boats have the potential to be plenty powerful, but their speed is limited. Semi-displacement hulls are slightly faster, because they’re able to partially rise above the water. Last are the yachts with a planing hull. These yachts are the fastest, because of a flat underside and enough power to lift them onto the surface of the water.

The majority of modern motor yachts have at least one diesel engine. A boat with two engines is certainly more expensive, but well worth it when you consider the reliability and increased handling/performance.

When it comes to motor yacht styles, there are many. Here’s a brief introduction to a few different motor yacht styles:

• Sport Motor Yacht : These powerful crafts are built with a semi-displacement and planing hulls, making them fast boats great for weekend adventures and short trips.
• Trawler Motor Yacht : A trawler is known for its more traditional style with a displacement hull, designed for medium distance passage-making.
• Cruising Motor Yacht : A cruising yacht is built for comfortable longer distance travel, equipped with a displacement hull.
• Expedition Yacht : Similar to a cruising motor yacht, expedition yachts are built with a displacement hull for long distances, but these crafts specialize in passage-making in remote areas.
• Mega Luxury Yachts : The mega luxury yachts is what you see and hear about on TV and in magazines. They’re hundred of feet long, designed for dozens of family and friends, and reserved for the super-rich.
• Sports Fisherman Yacht : These yachts have semi-displacement or planing hulls for quick fishing trips where you need to be able to move well. On a sports fisherman yacht, there will also be extra space for fishing gear and large fish.
• Lobster Yacht : A lobster yacht is similar to but quicker than a trawler, built with a semi-displacement or planing hull. These yachts get their name from their unique style – looking like classic Maine lobster boats.

If you’re looking for a new yacht, browse our current listings of sailing and motor yachts at Van Isle Marina. You can also visit us in Sidney at 2320 Harbour Road to see our stock in person, and our staff will be happy to help you out.

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Definition of yacht

 (Entry 1 of 2)

Definition of yacht  (Entry 2 of 2)

intransitive verb

Examples of yacht in a Sentence

These examples are programmatically compiled from various online sources to illustrate current usage of the word 'yacht.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.

Word History

obsolete Dutch jaght , from Middle Low German jacht , short for jachtschip , literally, hunting ship

1557, in the meaning defined above

1836, in the meaning defined above

Phrases Containing yacht

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Cite this Entry

“Yacht.” Merriam-Webster.com Dictionary , Merriam-Webster, https://www.merriam-webster.com/dictionary/yacht. Accessed 18 Sep. 2024.

Kids Definition

Kids definition of yacht.

Kids Definition of yacht  (Entry 2 of 2)

from obsolete Dutch jaght (now jacht ), short for jachtschip, literally, "hunting ship"

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Meaning of yacht in English

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• They spent their annual vacation on a chartered yacht in the Caribbean .
• He spent three days adrift on his yacht.
• His eyes were fixed on the distant yacht.
• If they can afford a yacht, they must be rolling in it.
• She sailed around the world single-handed in her yacht.
• cabin cruiser
• dragon boat

yacht | Intermediate English

Examples of yacht, collocations with yacht.

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Definition of yacht noun from the Oxford Advanced Learner's Dictionary

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When Is a Ship a Yacht, and When Is It Not?

The difference between the two broad categories is determined by one key factor..

Yachts have been in the news a lot more frequently in recent years. There have been stories like when a Dutch yacht builder requested to temporarily dismantle an iconic bridge in Rotterdam to get a 417-foot-long sailing yacht commissioned by Jeff Bezos out to sea, or when authorities around the world seized the yachts of Russian oligarchs in the wake of Russia’s invasion of Ukraine. Usually, the most notable yachts have the prefixes super-, mega- and even giga- attached to convey their truly enormous sizes relative to most other privately-owned vessels.

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As a result, ‘yacht’ as a term has basically become meaningless just by the sheer proliferation of private ships in recent years that defy all potential superlatives. It’s like when you say a word so often that it loses all its meaning. Why are there so many more huge luxury maritime vessels in the world? Rising levels of global wealth inequality? Technical innovation? I don’t know. The Pangeos is the latest planned monument to ostentatious wealth. The 1970-foot-long turtle-shaped ship is the brainchild of Italian designer Pierpaolo Lazzarini. However, this self-declared terayacht is not a yacht by definition.

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The only distinction between a yacht and a ship is simple: It is the vessel’s intended purpose. When you enter a foreign country, every customs agent will ask, “What is the purpose of your trip, business or pleasure?” It is the same when categorizing large water vehicles. The sole purpose of a yacht is recreation. If the craft has any other intended purpose, such as naval warfare or maritime commerce, it’s a ship. The U.S.S. Gerald R. Ford , a nuclear-powered U.S. Navy aircraft carrier, and the Carnival Celebration, a 5,280-passenger Carnival cruise ship , are both ships.

The plans for the Pangeos might feature private vacation villas and apartments. However, the absurd craft would also include also shopping malls and a hotel resort, making the Pangeos a ship. The Pangeos, named after the prehistoric supercontinent of Pangea, will likely never be built due to the ship’s $8 billion price tag.

Besides ship and yacht, boat is another commonly used term. The definition of a boat is much more vague and open to interpretation. Boats tend to be small personal craft and only carry a few people. Though, it’s common for sailors to refer to vessels of any size or purpose as a boat.

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21 Common Yachting Terms Explained

Does it ever feel like yacht enthusiasts speak a whole other language? We get it. Everyone was new to yachting once and we all had to learn what different terms mean. Luckily, you have Ahoy Club to show you the ropes. Brush up on your sea vocabulary with some common definitions in our glossary below.

Essentially, parking your yacht so that you can hop over to shore and explore. It also refers to the literal anchor which holds your yacht in place.

APA (Advanced Provisioning Allowance)

A deposit paid by charterers to cover expenses during their trip. Expenses may include taxes, harbour fees, food and alcohol.

Base charter rate

The rate that you pay for the hire of your yacht and its crew. This does not include on board expenses and taxes which are covered by your APA (see above).

The total width of the yacht at its widest point.

The bedrooms on your yacht.

A type of yacht with two hulls. It was designed this way for increased stability on the water.

Explorer yacht

A yacht that is built to go to the farthest corners of the globe and into rough terrains. See examples in our past blog .

The territory under which a yacht is registered. The yacht’s flag state will govern the laws and regulations which it must follow.

A traditional motorised sailing yacht typically found in Turkey.

The main body of the yacht floating in the water; covers the front, sides, back and underside.

A boat or yacht’s speed measured in nautical miles per hour (see below).

A large luxury yacht typically measuring over 70m.

A boat with a single hull. May be a sailing yacht, motor yacht, luxury super- or megayacht. See Catamaran above for comparison.

Motor yacht (or M/Y)

A yacht which is powered with engines. 

Nautical mile

A measure of distance on the water. One nautical mile is equal to 1852 metres or 1-minute of latitude on a navigational chart.

Preference sheet

The questionnaire that guests fill out before beginning their charter. It is meant to provide as much information as possible to the captain, crew and chef so that they may meet your preferences for an excellent trip.

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A yacht which is primarily powered with wind sails. Most also have motors as a backup.

The main living or lounge area on your yacht. Pronounced ‘sal-on’ not ‘sal-oon’.

A luxury yacht measuring between 24-69m.

A smaller boat housed on your yacht which can be used for transfers to shore, with your watertoys or on short day trips.

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A compulsory consumption tax set out by the countries you are visiting. See our blogs on the recent changes in Italy and France to learn more.

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What is a Yacht?

Friday 7th September 2018

What is a yacht ? It might seem like an odd question, but it’s actually a very sensible one. What makes a yacht a yacht ? And when does a boat become a ship ? Here’s what you need to know.

Yacht origins – A Dutch ‘jaght’

A yacht is a craft used for pleasure and sport. The name comes from the Dutch word jaght , which translates as ‘hunter’, a fast, light sailing vessel used in the past by the nation’s navy to chase pirates and other ne’er do wells. When the English King Charles the Second was carried by ‘jacht’ from the Netherlands back home, in 1660, the word soon came to mean a vessel in which important people were carried, not just any old boat.

What defines a yacht – Cruisers, superyachts and mega yachts

These days there are two types of yacht, sailing yachts and motor-powered yachts. Size-wise, yachts tend to be anything from 10m long to hundreds of feet.

• If you own a luxury craft less than 12 metres long it’s usually called a cabin cruiser, sometimes simply a cruiser.
• A superyacht is usually more than 24m long.
• What is a mega yacht ? They tend to be anything longer than 50 metres and there’s no upper limit! The world’s biggest yacht is 728 feet long, an awe inspiring 222 metres.

Why are yachts associated with luxury?

The fact that it’s luxurious doesn’t make it a yacht… but it does make it a luxury yacht. When King Charles the Second returned home to England aboard his Dutch jaght, his brother James, the Duke of York, fell in love with the impressive vessel, and the two brothers each had a jaght of their own built. Then they raced each other on the River Thames, the sport of sailing for pleasure was born, and it wasn’t long before the nobility of England all wanted a yacht (jaght) of their own.

Cleopatra’s Barge – Inspiring the future of luxury yachts

When the Dutch and English made their way over the Atlantic to America they carried on racing their yachts in the ‘new world’. In 1816 Cleopatra’s Barge  was built, the ultimate in opulence and a craft that sealed the happy fate of these beautiful boats for good.

She was 23 feet wide and weighed 192 tons, with a couple of elegant masts. She was fitted with fifty thousand dollars’ worth of luxurious interior and cost another fifty thousand to build, a feast of rare inlaid mahogany panelling, red velvet, golden lace and genuine solid silver kitchenware. And the outside was just as glorious, a masterpiece in colourful painted stripes on the starboard side plus a herring-bone pattern to port. Incredibly rare at the time, she even boasted indoor plumbing.

So luxurious that she soon became King Kamehameha II’s Royal Yacht, she was re-named Pride of Hawaii in his honour before being wrecked off the Hawaiian coast in 1824. An investor looked into creating a replica in 2008, at an estimated cost of more than seven million US dollars, but the project never got off the ground.

The invention of steam and combustion engines

The internal combustion engine followed the steam engine, and motor yachts were eventually born. The Great Depression in 1930s America put paid to the fledgling luxury yacht scene and ushered in a trend for smaller, neater, less expensive yachts. From the 1980s onwards, new developments in materials science and computer modelling expanded the possibilities yet again.  Embark on your luxury journey with the elegance of a yacht and the savvy of Dziennik Kody Rabatowe. Just as yachts represent the pinnacle of maritime luxury, Dziennik ensures your shopping experience is nothing short of splendid. Dive into a world where opulence meets affordability, and let Dziennik’s exclusive discount codes steer you towards spectacular savings. From the high seas to high-end deals, Dziennik Kody Rabatowe is your compass to the best offers, making every purchase a voyage worth celebrating.

Is it a yacht, ship or boat?

So how do you know whether you’re looking at a yacht, ship or boat? At first glance it’s complicated. A yacht tends to be fancier than a boat or ship. As we’ve mentioned, these days the word ‘yacht’ itself comes with connotations of luxury, a smart personal vessel designed for recreation, relaxation and comfort, not work.

A ship is larger than a yacht, and the term is usually used to describe a working craft rather than something recreational. A ship needs a full crew, whereas a yacht doesn’t always, and a boat rarely does. A boat can be anything from a basic rowing boat upwards, and plenty of captains affectionately call their ship a ‘boat’, no matter how large or small it happens to be. In fact many people call any floating object more complex than a raft a ‘boat’, which means it’s often more of a cover-all term for something that floats than a specific definition for a type or style of craft.

In summary – here’s a definition of yacht vs boat vs ship:

• Boats are used for both commerce and recreation.
• Yachts tend to be built for fun.
• Boats are smaller than ships.
• Yachts can be any size.
• Ships are large, take to the seas, and are usually commercial.
• Both boats and yachts can have either motors or sails.

Next time someone asks you what’s a yacht , you’ll be able to give them a satisfactory answer. If you’re in the market for a stunning yacht, we offer the very best in luxury yachts. And our excellent world-class reputation means our yachts are world-beaters, the very best of British. If you’d like to explore the potential, we’ll be delighted to oblige. Contact one of our team at Princess Motor Yacht Sales at [email protected] or +44 (0)1489 557755.

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What is a Yacht?

A yacht does not have to meet any specific requirements to be considered a yacht. For our purposes a yacht is any recreational boat of around 30 feet or more that includes at least one cabin and is used for cruising or racing. This definition is not a hard and fast rule to go by as there is no settled definition for the word at all or what specifically makes a boat into a yacht.

Because a yacht is not a specific type of easily identified vessel like a pontoon boat or a fishing boat, we’ll cover the features of what makes a yacht worthy of the name so make it easier for you to identify one in the wild.

Defining What a Yacht Is

The difficulty in defining the term “yacht” is that, unlike the specific vessels mentioned above, a yacht is more of a description than a type. Yachts can be sailboats or motorboats, center console boats, house boats or any other kind of vessel that meets the generally accepted size and feature expectations of a yacht.

The definition I gave above includes a few key points:

• A yacht is a recreational boat
• A yacht is 30 feet long or more
• A yacht has at least one cabin
• A yacht is used for cruising or racing

This description allows you to weed out some things such as:

• Boats under 30 feet which most recreational boats are
• Specific purpose boats like commercial fishing vessels, barges, tugboats
• Most pontoon boats, speed boats for racing, jon boats and recreational fishing boats

Reaching a Definition

Usually when people think of yachts they’re thinking of a medium to large vessel that is well appointed and higher end with a lot of luxury features. The word evokes a sense of value and expense. We consider a yacht to be an expensive boat.

Yachts can be very similar to a cabin cruiser or day sailing boats , but the difference seems to be in size and what may be included above and beyond a “normal” boat. For these reasons, “yacht” as a term is sometimes hard to define and definitions will not be consistent from one source to another.

Motor Yacht Vs. Sailing Yacht

The initial definition of yacht that we provided doesn’t specify if a yacht is a boat that requires wind power to move or an engine. But the fact is that a yacht can be a sailing vessel or a powered vessel and either one can still qualify as a yacht.

Motor Yacht

The power source for a motor yacht is an engine. Some yachts are hybrid vessels which can run under sail but also have a backup engine in case of emergencies or if the wind is not reliable. These are sometimes called motorsailers.

Motor yachts are considered leisure vessels more often than sailing yachts due to how they work. A motor yacht takes less skill to operate than a sailing yacht.

Sailing Yacht

Sailing yachts run strictly on wind power. Most larger sail boats with cabins could be considered yachts. Many boaters still consider a sailing yacht a boat for people who are more adventurous and a little wild as they represent that idea of cutting loose at sea.  A sailing yacht is harder to operate than a motor yacht and requires more skill.

A motor yacht is going to get you where you want to go faster than a sailing yacht. That’s not to say these aren’t fast sailing vessels as modern yachts can reach great speeds, but they are still at the mercy of the wind. For that reason you’ll often see far more motor yachts around than sailing yachts as they tend to be more convenient for most boaters.

Motor yachts have no concrete average speed thanks to numerous factors that go into what makes a yacht. The largest yacht in the world is nearly 600 feet long. Obviously a boat of this size has many variables that will affect its speed compared to a 60 foot yacht. That said, yachts of any size tend to have cruising speeds that range from 20 mph to 30 mph.

Because a sailing yacht is powered by wind only it will be slower, on average, than a motor yacht. Sailing yachts often reach speeds of just 5 mph to around 10 mph. The size and construction of the vessel, its weight, and the skill of the captain can all affect these numbers.

A motor yacht has to make space for an engine room, which can get quite huge especially on large yachts. Space is also needed for fuel tanks. On some mega yachts they have fuel tanks that can hold over a million liters of fuel, which is absolutely staggering and requires a large portion of the vessel.

Motor yachts are more likely to devote space to luxury amenities like hot tubs or even swimming pools. The largest motor yachts have multiple luxury cabins, helipads, tenders, gyms and more. Some motor yachts can have up to 8 decks. You can expect a motor yacht at 150 feet to have around 50% or more space available than the exact same length in a sailing yacht. 

Sailing yachts can be designed smaller than motor yachts because they don’t need engine or fuel space. So a smaller sailing yacht can hold as many passengers as a larger motor yacht without sacrificing comfort or luxury. A sailing yacht is going to have a smaller and probably narrower structure than a motor yacht.

Sailing yachts often offer comfortable cabins but usually have few hotel-like luxuries on board.  A sailing yacht needs a lower profile to function properly. They will have fewer decks as well.

Motor yachts lend themselves more towards really having fun at sea. These are true recreational vessels. This is owing to the fact motor yachts are more likely to have tender garages and include jet skis and other equipment for getting out and having fun. 

Motor yachts also tend to be the ones that are more outfitted like small resorts. You can find dance floors, bars, swimming pools, jacuzzi tubs, gyms and more on some big luxury yachts. At some point they really start to look like small cruise ships. With the extra decks and of course because they don’t have masts in the way, there’s a lot more space for this kind of thing. 

Modern sailing yachts have been designed with more luxury features than older models and it’s not unheard of to find a jacuzzi on a sailing yacht or even a cinema on some, but it’s still a rarity when compared to motor yachts.

Sailing yachts can be used for some more limited type fun at sea – lots of snorkeling, swimming, fishing and so on, just not to the extreme that a motor yacht will do. A lot of the appeal of a sailing yacht is the fact that it’s for sailing, so the act of sailing itself is the draw. Usually people who own and operate sailing yachts want to engage in the activity of sailing, rather than the extra things you might enjoy on a motor yacht.

Cost of Motor Yachts vs Sailing Yachts

Motor yachts are more expensive than sailing yachts. The initial cost can vary widely but it’s the long term costs that nail you. Fuel and maintenance costs over time for a motor yacht will always keep raising the price. The largest motor yachts may cost millions of dollars to buy outright and also have yearly operating costs in the hundreds of thousands or even millions if they are fully crewed. The highest priced yacht in the world has a $1.5 billion price tag.

A sailing yacht continues to coast along at a much lower cost in terms of necessary maintenance. After all, you never need to refuel your sailing yacht. Some smaller yachts may cost under $30,000. 

Yacht Classifications

Yachts are often classified by size. As we defined early, any vessel over 30 feet can potentially be a yacht. But if you are talking about a vessel that is over 400 feet in length, it’s not an accurate picture to use the same term. 

We often classify yachts using common size or metric prefixes. You may have heard the terms “superyacht” and “megayacht.” These are ways of attempting to differentiate between the sizes of yachts because some of these vessels can get massive. The world’s largest yacht, the Azzam, is about 600 feet long. 

Large Yacht

According to the Commercial Yacht Code, a large yacht is any yacht that has reached 79 feet or more. At this size the boat needs to have an actual crew to keep it running. Anything under 79 feet would just be a standard yacht.

Super Yacht

To qualify as a super yacht, a vessel has to be at least 131 feet in length. Obviously this size means it needs a fairly extensive crew and, if it’s not a commercial vessel, it’s probably owned by someone extremely wealthy in order to maintain it. 

The term mega yacht is a bit sketchy which is no surprise given how there’s only a loose definition for the word “yacht” in the first place. Mega yacht and superyacht are often used synonymously. However, for some people, the term mega yacht can only be applied when the vessel reaches at least 200 feet. This doesn’t seem to be a definite rule though so if you hear the term it’s still best to look at the specs of the boat to see what’s being referred to. 

You hear this term a lot less frequently but it’s been tossed around to account for those yachts that would even leave a mega yacht in the dust. After all, if a super yacht is 131 feet and a mega yacht is 200 feet then a yacht like Azzam, at 600 feet, should probably be known by a different term since it’s so much bigger.

Giga yacht is sometimes used to represent these largest yachts. But again, this is an informal label for such a large boat and there are no hard and fast rules about what size a boat has to be in order to be called a giga yacht. In general it just means the biggest of the big. 

Racing Yachts

If the point of the yacht is specifically to be involved in racing, then it will likely be stripped down of many of the more luxurious but unnecessary amenities seen in recreational and cruising yachts. Usually a racing yacht has less space for relaxing or sleeping, for instance, but there are definitely yachts being built that offer a lot of nice features while still being designed to race.

The Bottom Line

There are no distinct rules for the size of a yacht or what it can even do. A yacht can operate under motor power or under sailing and you can use it to race, to just have fun, or for cruising. They can range in size from just 30 feet all the way up to the massive 600 foot Azzam. 

A yacht is a vessel that is fairly luxurious and used recreationally for a variety of purposes. A luxury yacht may be chartered for business or events and come with a full crew while smaller motor powered yachts and sailing yachts tend to be used for pleasure cruising.

My grandfather first took me fishing when I was too young to actually hold up a rod on my own. As an avid camper, hiker, and nature enthusiast I'm always looking for a new adventure.

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SailingEurope Blog - Sailing, Yacht Charter and Beyond

The Yacht – The Meaning and the Origin of the Word

In my language there are a few words for a floating object, or a vessel. According to the size and the purpose of the vessel, those words could be translated as “dinghy”, “yacht”, “boat” or “ship”. Some types of vessels have international names, for example “catamaran” or “hovercraft”.

What Does Yacht Mean?

However, when you say “ yacht” in my language, everyone know exactly what it is about. The word “yacht”, unlike other terms, has certain connotations. It always links with something classy, fancy, wealthy, elegant, and even glamorous.

For example, if you say that you have spent a week aboard a sailing boat , the recations of people will be more or less neutral. On the other hand, if you say that your week aboard a yacht was excellent, many people will become jealous. They will imagine you in a scene from a James Bond movie : aboard a massive white yacht in Monte Carlo , having a cold martini (shaken, not stirred)…

I wanted to share with you this language introduction because I found an interesting story about the word “yacht” and its origin. The word “yacht” became an English and an international term after an event that happened a long time ago.

How Do You Spell ‘Yacht’?

This word comes from the Dutch word “jacht”, which means “hunt”. Furthermore, “ j achtschepen” was the name for narrow, light and very fast sailing boats that the Dutchmen were using for intercepting larger and slower boats and ships.

One of the ‘hunters’ was given as a present to the British king Charles II . In His Majesty’s free time this vessel was not used for intercepting. Instead, was using it for fun. That is why the word “yacht” eventually became the term for vessels/boats made for pleasure.

I would highly appreciate comments from the native speakers of the  English and Dutch languages. Especially since I am not one of them. No matter whether this story is true or not, it still sounds interesting to me.

Find out more about sailing quotes and phrases here .

I wish you a calm sea, a fine wind and a strong mast!

8 thoughts on “The Yacht – The Meaning and the Origin of the Word”

I looked up the origin of the word yacht, and it said it is a mid 16th century, Early Modern Dutch word from ‘jaght,’ from ‘jaghtschip’ meaning “fast pirate ship,” from ‘jaght’ which means “hunting” + ‘schip’ meaning “ship”.

I like the story of King Charles. It makes sense that that is why a yacht has the definite aura of wealth and pleasure!

Almost but not 100%. Actually the verb ‘jagen’ to hunt goes back to middle high German,i.e. Deutsch not Dutch, and before that it was ‘jagon’ in lower high German. But it seems that it all started with Greek and travelled North.

I guess that mid 16th century, the Dutch word jaght or jaghtschip was the word that got picked up. Not the earlier middle high German word where it came from.

Today it is jacht in Dutch, meaning hunting and it also the word for a luxury sailing boat.

In German Jagd is the word for hunt. Germans use the Dutch or English Jacht or Yacht for the boat.

Did the Germans design the original schooners? I think not! Since some Netherlanders speak a form of the Deutschland language, this word is shared (jacht/Dutch—jagd/German: meaning to hunt). It was the Dutch (Netherlanders) who designed the “flyut” or flute sailing ships, l-o-n-g before any British ever thought of such a ship—and—any German. The schooner grew out of the basic designs of the Dutch flute sailing ship (known for it’s speed). The Dutch economy relied heavily on trade and shipping, and were, thus, cutting edge innovators in ship building. Their engineering skills, was and is, plainly seen in their dike system, as well.

My father built a beautiful wooden replica of the”yacht” referred by the author (“Yacht Mary”) which was a present from the city of Amsterdam to King Charles II of England in 1660. They wrecked the ship a few years later (already too much partying on yachts, perhaps?)

I noticed the plaque that came with the model ship spelled the name as “Yatch” Mary. First, I thought, maybe, it was old English or Dutch spelling but it looks like it was just an error.

Nice, We have made an eplainermovie about this subject!

https://www.youtube.com/watch?v=l3HDZHF8w2E

In my head yogurt used to be spelled yoghurt and yacht used to be spelled yaught. Am I completely mis-remembering?

Dear Margaret, you are quite right for the spelling of the word yogurt that used to be, and sometimes still is, spelled with its old spelling yoghurt. However, there are no traces of the word yacht to have ever been spelled as yaught, but it would be best to take an etymology expert’s word for it.

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What Does Yacht Certified Mean and Why You Would Want It

If you are unfamiliar with yacht certification, you are encouraged to learn more about what it means and why it is so important for both current and prospective boat owners.

The term “Yacht Certified” refers to a quality control process governed by the NMMA, an organization that ensures that yachts and boats are constructed to industry standards. As many as 90% of boats currently on the water in the U.S. carry an NMMA certification placard.

The NMMA certification process serves to remove these headaches by requiring participating manufacturers to pass physical inspections.

What Does Yacht Certified Mean?

Yacht certification is handled by the National Marine Manufacturers Association (NMMA). The program is designed for manufacturers, so that they may show prospective boat buyers that the vessel has been built to meet or exceed the standards of the American Boats & Yacht Council (ABYC).

Every model of a manufacturer’s fleet must be inspected annually for Yacht Certification. If a company decides to participate in the NMMA program, they run every design plan by the organization and continue to produce vessels that meet these same standards.

What Are the Standards?

Standards are applied to the critical components of the yacht so that consumers know that they are purchasing a boat that has passed an extensive physical inspection. The following components are emphasized during the inspection process:

• Bilge pumps
• Bilge blowers
• Fuel hoses and tanks
• Steering parts

How Do Boats Qualify to Be Yacht Certified?

To meet the definition of a yacht, the boat must be 26 feet or longer. The NMMA does build capacity tags for boats shorter than 26 feet, so the certification process indeed covers a wide range of vessels.

Manufacturers apply for certification on their behalf and pay annual membership fees. They must also meet inspection filing deadlines once they have become NMMA members. As such, membership in the Yacht Certification program shows that a company is determined to meet or exceed industry standards.

How Do You Know A Boat Is NMMA Certified?

You will know a boat is Yacht Certified if you see a sticker showing “NMMA Certified using ABYC standards.” This will be located overtop either the capacity or yacht plate at the helm of the boat. You can ask your dealer if you don’t happen to notice the placard. If you go to a boat show, you may notice a directory that explicitly shows which boats among the lineup are NMMA certified.

Why You Would Want Yacht Certification

Prospective buyers can take advantage of the NMMA certification program as a way to ensure consistent quality across the board, regardless of manufacturer. For new owners, it is challenging to shop for boats. Prospective buyers don’t usually get to take a boat for a test drive, as they would with a vehicle.

Approximately 90% of all boats currently on the water in the United States are certified by the NMMA. From a manufacturer’s perspective, it is an excellent way to build trust with consumers.

Safety Standards of a Yacht Certified Boat

Since you won’t generally be able to go for a test drive, it’ll give you peace of mind to know that a vessel is a yacht certified by the NMMA. Research has shown that NMMA-certified boats are seven times less likely to receive safety recalls than non-certified boats.

While it’s true that the U.S Coast Guard inspects every new yacht for safety, the NMMA certification is an expansion of the standard federal inspection checklist. There aren’t any Coast Guard requirements for steering systems, storage batteries, or exhaust systems, among many other components.

Passenger Capacity on a Yacht Certified Boat

Recreational vessels longer than 26 feet in length are excluded from passenger capacity and stability standards. In smaller boats, you’ll notice marked placards somewhere along the interior, which clearly states passenger capacity and the maximum allowable weight.

Equipment Issues Can Be Hard to Diagnose

Just as is the case with cars and trucks, boat issues can be hard to diagnose. When you finally land your dream boat, the last thing you want on your hands is a mechanical issue that’ll land it in the shop for several days, if not weeks.

There are thousands of trained technicians who can determine whether a given component passes the ABYC test. If there are any issues, they can be resolved immediately while the vessel is still at the factory.

One of the many categories inspected to meet ABYC standards is electric wiring. This is significant because marine electrical systems are susceptible to a host of complicated problems, including bad connections, improper inverter installations, and poor choices for conductor materials.

Quality Assurance

The regulations of NMMA Yacht Certification state that participating manufacturers must have at least one staff member who is knowledgeable about ABYC standards. Participating staff must attend training sessions and successfully pass exams testing their level of competency.

As a prospective buyer, you’ll know that any craft that is NMMA Yacht Certified has been constructed under the guidance of a trained industry expert. This provides manufacturers with a convenient process for quality assurance.

Consistency

Every year manufacturers update their fleet to include new technology. There is no way of knowing the actual consequences of such modifications unless the boat is tested and approved by an independent technician.

The NMMA yacht certification program requires manufacturers to ensure that their boats are up to code every model year, even if no significant modifications have been made to the design schematic.

Consumer Satisfaction Index (CSI)

The Yacht Certification program provides makers with an established structure for tracking customer feedback. At the very least, companies must send their customers a census-type survey within the first 12 months of ownership. The NMMA then asks that the survey results are tabulated and forwarded up the chain to the manufacturer’s internal management.

Members also have the option to take part in the Marine Industry Customer Satisfaction Awards. This is a great way for prospective buyers to continuously view the top-rated brands and dealerships from this page.

How Long Do Yacht Certifications Last?

Certification inspections take place at the factory where the boats are originally manufactured. The dealerships do not generally take part in any certification process, so it’ll be more challenging to determine whether a used boat is up to code. You may find out that the vessel was originally Yacht Certified, which certainly helps with models that haven’t seen too much wear or tear.

Manufacturers provide owners with certification programs confirming the quality of used boats. Membership in such services involves having the yachts routinely maintained by certified technicians. The incentive for owners to enroll in such programs is that this coverage should help boost the resale value of their yacht.

Are There Any Other NMMA Certifications?

The NMMA has certification categories for many different types of watercraft, including personal watercraft. The organization also helps ensure that boat trailers are manufactured per code. Boat trailer inspections emphasize trailer and tire capacity ratings, brakes, and hand winches, among other critical components, to provide owners with peace of mind while they transport their prized possession.

Final Thoughts

Yacht Certification is a manufacturing quality vetting process hosted by the National Marine Manufacturers Association (NMMA). The standards are established under the guidance of the American Boats & Yacht Council (ABYC).

The advantage of the certification process is that consumers can be assured that the critical components of the boat have been inspected by a trained representative of an independent organization, a true neutral party.

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Jpmorgan's jamie dimon downplays fed rate cuts: 'it's a minor thing'.

JPMorgan Chase CEO ( JPM ) Jamie Dimon is one big Wall Street figure who isn't that concerned about what the Federal Reserve does at the end of its policy meeting Wednesday.

Whether the central bank cuts its benchmark rate by a smaller 25 basis points or a bigger 50 basis points, "it's not going to be earth-shattering," the boss of the biggest US bank said Tuesday at a conference hosted by Georgetown University’s Psaros Center for Financial Markets and Policy. "It doesn’t mean that much."

When the Fed lowers or raises rates, he added, "it's a minor thing," explaining that "underneath that, there's a real economy."

Dimon, though, did say he supports the Fed's easing of monetary policy and the central bank's chairman, Jerome Powell.

"I think they need to do it," he said. "And I think that Jay Powell does do a great job.”

Dimon has been warning for some time that the US economy could be more vulnerable than some market observers think, having voiced concerns about a potential stagflationary environment where inflation remains elevated and some rates surge to 7% as the labor market weakens.

"I am not sure if the world is prepared for 7%," he said at a conference in India a year ago.

As recently as August, he said he was still "a little bit skeptical" that the inflation rate would fall back to the Fed’s 2% target . He also said then that the odds of a recession still happening were better than the chance of a no recession.

The coming rate cuts, however, will have an effect on the bank.

Last week, JPMorgan COO Daniel Pinto alarmed investors when he said that the consensus view among analysts that the bank would earn $94 billion in 2025 was “a bit too optimistic” due partly to the effect of falling rates.

While admitting the bank’s financial projections for next year weren't complete, Pinto said JPMorgan was guiding for expenses to run higher in light of inflation and some other investments while its biggest profit driver, net interest income, looked to be lower due to falling rates.

Net interest income measures the difference between what banks earn on their assets (loans and securities) and pay out on their deposits.

Read more: What a Fed rate cut would mean for bank accounts, CDs, loans, and credit cards

JPMorgan's stock fell the most intraday since 2020 following Pinto's comments. It was also down slightly on Wednesday.

Year to date, the stock is still up over 20%.

While speaking Tuesday, Dimon also did not hold back when blasting bank regulators over a new set of capital rules designed to protect lenders against future losses, even after a top Fed official last week scaled back a new version of those rules.

Big banks like JPMorgan and Bank of America ( BAC ) would now have to increase their capital levels by 9% in aggregate. That is down by half from the original plan from more than a year ago, which set the capital increase to around 19% for those institutions.

"It's been going for 10 years. I would have got it done in six months. I find it unbelievable," Dimon said.

But big banks are still waiting until the Fed releases the full proposal, which is expected to feature hundreds of pages of revisions to the original 1,000-page document along with a quantitative impact assessment.

"I don't care about relief. I want the work to be done properly. That's it, an honest assessment, and even after that, I’d say 10% more capital would be fine with me," Dimon added.

Read more about the long-awaited Fed interest rate cut:

Fed officials set to cut rates for the first time in 4 years

Fed rate cut decision risks investor 'angst' — here's what strategists are saying

How much control does the president have over the Fed and interest rates?

What a Fed rate cut would mean for bank accounts, CDs, loans, and credit cards

Federal funds rate: What it is and how it affects you

David Hollerith is a senior reporter for Yahoo Finance covering banking, crypto, and other areas in finance.

Click here for in-depth analysis of the latest stock market news and events moving stock prices .

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Sherrone Moore explains why Michigan football publicly announced Alex Orji as QB starter

All offseason long, Michigan football kept its quarterback battle tight to the chest.

U-M coaches didn’t want to give away who would win the starting job headed into the season, senior Davis Warren or junior Alex Orji , and appeared to instruct players to keep the decision internal as long as possible.

That decision, picking Warren, lasted three weeks. The senior from Los Angeles was benched in the third quarter of last week's game against Arkansas State after he threw his third interception of the game.

It was the sixth in just 11 quarters for Warren and ultimately head coach Sherrone Moore opted to bench him for Orji.

Many expected Moore to stick to his usual refrain Monday — those who practice the best will play — but that’s not what happened.

Instead, Moore, in the first month of his coaching tenure, announced the offense would make a switch and go with Orji on Saturday in the Big Ten opener for Michigan (2-1, 0-0 Big Ten) against a conference newcomer, No. 12 USC (2-0, 0-0).

Moore explained why he made such a declarative statement in advance of what could be a tipping point in the Wolverines ’ 2024 season, speaking on WXYT-FM (97.1) on Wednesday morning with Jim Costa and co-host and Wolverines radio color commentator Jon Jansen.

“For us, the players to see me announce it to everybody else, (and) understand the confidence I have in Alex,” Moore said. “I think it was important I did that. I just think it was an important thing for us to do as a program.”

BIG TEN INSIDER: Early QB change shakes faith in Sherrone Moore's Michigan football regime

Moore said turnovers instigated the change, noting that as long as he has been in Ann Arbor, the No. 1 job offensive coaches have given quarterbacks is to take care of the ball. Orji, he said, did that when he entered in relief of Warren in the second half vs. Arkansas State and orchestrated a nine-play, 80-yard drive that featured eight run calls and one pass.

Orji, named the most athletic quarterback in college football on The Athletic's "freak list" this offseason, is seen as incredibly talented as a runner but limited as a passer. He has completed four of seven passes for 20 yards in his Michigan career — two of those completions (both this season) have gone for touchdowns.

As a runner, Orji has 31 carries for 181 yards — an average of 5.8 yards per rush — and three TDs.

When pressed on Orji's ability to pass downfield, Moore said he feels "confident" he can do it, but added it's about executing the play and putting his team in position to be successful.

"Obviously, great offenses ... the ones that score points and move the football do things to their players' strengths," Moore said. "We're going to do everything we can to optimize Alex's strengths along with the guys around him. We have a plan developed that we've had in place for Alex, so we're excited."

USC head coach Lincoln Riley was asked about U-M naming a starting QB so early in the week, and though he said he's not going to "sit here and guess," Riley said he understands the thinking.

USC has seemingly had different players simulating Orji on scout team in practice, and that includes throwing the ball.

"I mean, you don’t play quarterback at this level without being able to throw the ball some," Riley told reporters in Los Angeles on Tuesday, following the Trojans ' bye in Week 3. "So, yeah, I mean, to sit there and think if he plays the entire game, that they’re going to run it 70 times and throw it one time or something like that. I don’t think that’s going to be the case.

"You definitely have to account for it, because he’s certainly going throw it and make you pay."

Orji, who Moore called "pound-for-pound as strong as anybody on our team," has been working for this opportunity since he arrived as part of the 2022 recruiting class. It certainly isn't the easiest of circumstances, however, for a first career start.

WHO'S THE CENTER: As Michigan football finds answers at running back, questions remain on offensive line

USC's defense ranks top-20 in scoring (allowing just 10 points per game, and Orji could be without two of his top options in the receiving game. Wide receiver Tyler Morris missed Week 3 with an undisclosed injury, and standout tight end Colston Loveland exited Saturday's game early with an injury .

Moore didn't comment on Loveland's status Wednesday, instead saying they have not ruled him out and "that's for the doctors to figure out." No matter who the Wolverines have out there, Moore projected confidence in his new quarterback to not just move the ball on the ground, but through the air.

"He can throw the ball," Moore said. "He's just got to go out there and prove it."

Tony Garcia  is the  Michigan Wolverines  beat writer for the Detroit Free Press. Email him at [email protected] and follow him on X  @RealTonyGarcia .

Make  "Hail Yes!"  your go-to Michigan Wolverines podcast, available anywhere you listen to podcasts ( Apple ,  Spotify ) .